Beautiful Riverside
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Welcome Home 379 LaPorte
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ONLY $75,000 -AVAILABLE FOR IMMEDIATE POSSESSION
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Why Rent when you can own this adorable home
Call Me I will show you how!!
519-999-5478
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Search Here For Commercial MLS Listings
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Looking For a Commercial Property?Let Me Help. Have a look at the web site below - see something you like - just give me a call at 519-999-5478
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FIRST TIME HOME BUYING IN ONTARIO
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There are some incentives/rebates for first time buyers in Ontario they are as follows:
RRSP Home Buyers Plan
Home Buyer's Plan is a program that allows first time home buyers to borrow up to $25,000 from their "Self-directed Registered Retirement Savings Plan" (SDRSP). You must be a Canadian Resident who has not used this plan before. The loan is not taxable as long as the funds are repaid into the RRSP (registered retirement savings plan) over a 15 year period. The money cannot be withdrawn until 90 days after the RRSP contribution. After 90 days one can use the Home Buyers Plan to withdraw $25,000 without penalty. This way you will receive a tax rebate.
Land Transfer Tax
First Time Buyer Tax Credit
To assist first-time home buyers with the costs associated with the purchase of a home, Budget 2009 proposes to introduce a First-Time Home Buyers Credit - a $5,000 non-refundable income tax credit amount on a qualifying home acquired after January 27, 2009. For an eligible individual, the credit will provide up to $750 in federal tax relief starting in 2009. Read
www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.html
HST On Home Buying
Resale homes are exempted from HST in Ontario. HST is payable on new builder homes and condos
Commission on the Sale of the Property is Paid by the Seller.
The cost of Buying A Home
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Mortgage Loan Insurance Premium. If yours is a high-ratio mortgage (less than 20% down payment), your lender may need mortgage loan insurance. Your lender may add the mortgage insurance premium to your mortgage or ask you to pay it in full upon closing. A good web site for this information is CMHC (Canada Mortgage and Housing Corporation)
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Appraisal Fee. Your mortgage lender may require that the property be appraised at your expense. An appraisal is an estimate of the value of the home. The cost is usually between $250 and $350 and must be paid when you contract for those services
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Home Inspection: This is a condition in the Offer to Purchase. The cost is usually between $325-350
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Title Insurance. Your lender or lawyer/notary may suggest title insurance to cover loss caused by defects of title to the property. The cost is usually under $400 a good company is www.firstcanadiantitle
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Home Insurance: This will vary depending on amount of coverage.
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Land Transfer Cost: Which I already mentioned
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Lawyer Fees: A reasonable Lawyer is Saverpierre Maggio he is a "walk-in" Law Firm he advertises $395 for Purchases 519-985-6111. Many of my clients have used him with excellent results.
That pretty well covers the costs except for the usual obtaining a Mortgage, House Taxes, Water, Hydro, Electricity and general maintaince of your property.
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Your "GO TO" For All Your Real Estate Needs
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Your Source For Windsor Essex County Real Estate
Windsor, Tecumseh, Lakeshore, Belle River, LaSalle, Essex, Puce, Emeryville...
And Everything In Between!
My Mission Statement:
To provide uncompromising personalize real estate service to customers and clients.
The plan to accomplish this shall include:
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To provide real estate knowledge to customers and clients with enthusiasm, honesty & integrity
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To abide by the Real Estate Councel Of Ontario Code of Ethics
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To recognize the need for constant and never ending growth.
I recognize that acting with in a strong value system to accomplish my goals brings me happiness. After 27 years I can still say I have a passion for helping people with their real estate needs. Please call me at 519-735-7222 or 519-999-5478 or e-mail me at annetteoneil@royallepage.ca so we can discuss your goals and implement a plan to acheive your goals.
Thank you for your business,
Annette O'Neil, Realtor®
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View
(15 Photos)
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379 LaPorte Ave
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East Riverside
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$190,000 CAD
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2 Story "2nd Storey New Addition"
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Residential
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View
(15 Photos)
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Sold
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944 St. Mary's
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Old Riverside
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SOLD
$185,000 CAD
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1 1/2 Story
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Residential
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View
(13 Photos)
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3030 County Rd. 8
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Staples
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$154,700 CAD
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Single Story "Side By Side Duplex"
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Residential
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View
(15 Photos)
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Sold
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956 Monmouth
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Old Walkerville
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SOLD
$148,000 CAD
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2 Story "Freehold Townhome"
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Residential
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View
(11 Photos)
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V/L County Rd. 8, Staples, Ontairo
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0907511
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Staples
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MLS®
$125,000 CAD
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Lot / Land "5.7 Acres or 8 Building Lots"
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Lots and Land
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View
(14 Photos)
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334 McKay
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University of Windsor
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$98,000 CAD
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2 Story
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Residential
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View
(15 Photos)
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966 Brant
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1203722
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Downtown
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$90,000 CAD
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1 1/2 Story
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Residential
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View
(15 Photos)
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893 Ellrose
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Eastside
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$74,900 CAD
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1 1/2 Story
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Residential
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View
(11 Photos)
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V/L County Rd. 8, Staples, Ontairo
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0907511
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Staples
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MLS®
$125,000 CAD
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Lot / Land "5.7 Acres or 8 Building Lots"
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Lots and Land
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"AUTOMATIC LISTING NOTIFICATION" SENDS NEW LISTINGS AS SOON AS THEY HIT THE MARKET FITTING YOUR CRITERIA STRAIGHT INTO YOUR INBOX... NOW THAT'S "REAL TIME REAL ESTATE" DON'T MISS THE HOUSE OF YOUR DREAMS..IT'S FAST, FREE AND EASY. LISTING NOTIFICATION
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334 McKay
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Close The University of Windsor
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Spacious Affordable Family Home
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Great Location Close to All the Action!
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SOLID MONEY MAKER DUPLEX
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3030 COUNTY RD. 8
DUPLEX IN THE COUNTY
Fully Rented
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Set Me As Your "Go To" Realtor on your Cell Phone-Annette at 519-999-5478
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Automatically locate yourself via GPS and see all available listings for sale in up to 1km radius around you
Have the application "follow" you by updating your position and nearby listings as you walk or drive
Drag the map and see the nearby listings searched as you do that
When You are ready to look at any house or need more information just simply call me and I will help you every step of the way. Just set my name as your Realtor Annette O'Neil 519-999-5478 or e-mail annetteoneil@royallepage.ca (it comes right to my cell)
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